Stamp Duty Calculator
Work out Stamp Duty Land Tax (England and NI), Land & Buildings Transaction Tax (Scotland) or Land Transaction Tax (Wales) on any UK property purchase. Updated for current 2025 rates.
Your purchase
Band breakdown
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| £0 to £125,000 | 0% | £125,000 | £0 |
| £125,000 to £250,000 | 2% | £125,000 | £2,500 |
| £250,000 to £925,000 | 5% | £100,000 | £5,000 |
| Total | £7,500 | ||
How UK stamp duty works in 2025
Stamp duty is a one-off tax buyers (not sellers) pay when purchasing land or property over a certain price. Each UK nation runs its own scheme. England and Northern Ireland share SDLT, Scotland uses LBTT, and Wales uses LTT. Rates are tiered, so you pay the percentage shown for the slice of price that falls in each band, not on the whole purchase.
First-time buyer relief applies in England, NI and Scotland (not Wales). In England and NI the nil-rate band lifts to £300,000, with 5% on the slice from £300,000 to £500,000. The relief is lost entirely if the purchase price exceeds £500,000.
Additional property surcharge applies to second homes, buy-to-lets and company purchases. In England and NI it is +5% on every band (raised from 3% on 31 October 2024). In Scotland it is a flat 8% of the whole purchase price (raised from 6% on 5 December 2024). Wales uses a separate higher-rate band table instead of a surcharge.
Source rates verified against gov.uk SDLT residential property guidance, revenue.scot LBTT bands, and gov.wales LTT rates & bands. Last reviewed 2026-05-16.
Rates correct as of 2025. This calculator gives a guide figure for typical residential purchases. Your solicitor will confirm the actual liability. Edge cases like mixed-use property, multiple-dwellings relief and linked transactions are not covered here.